Agent meets with buyer for a one hour consultation. I discuss specific real estate needs i.e. geographical areas, price range, special features, amenities, buyer representation. At this meeting, The Home Buyers Book is reviewed.

Buyer will then be qualified by mortgage company to determine loan amount, monthly mortgage payments, review loan processing steps, cash down payment, various loan programs, etc. When application is approved, Lender to provide Buyer an approval letter and a Good Faith Estimate of down payment required, closing costs, etc.

Agent researches properties that meet client’s criteria.

Appointments are scheduled for buyer to tour homes with agent.

When Buyer selects a home on which they wish to make an offer, buyers meets with Agent to review all the specifics of the Purchase Agreement. A written Purchase Agreement offer is made and agent presents it to the Listing Agent.

The Purchase Agreement is reviewed by the Listing Agent and the Seller. It is either accepted, rejected or countered. If a counter offer is made,then the negotiating process begins and continues until an agreement is reached or not reached.

If the Purchase Agreement is agreed upon, according to the terms of the Purchase Agreement, inspection of the property will be performed and a list of any repairs will be presented to the Listing Agent and Seller. These items may require negotiation. Inspection is at Buyers expense. Agreed upon repairs plus the Termite Inspection Report are typically at the sellers expense. However, the buyer may elect to have his or her own termite inspection performed at a nominal cost. If repairs for defects are not agreed upon by the Buyer and Seller, then Contract is terminated and the buyer received a full refund of earnest money, provided the inspections were performed timely.

Agent will notify the Buyer of closing requirements.  Lender will confirm with Buyer amount of money required for closing.

Buyer is given a checklist for moving to make it a smooth one.

Agent provides services to the Buyer even after closing by providing useful information on a regular basis.